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How to Get the Compensation You Deserve in a Personal Injury Settlement It's not uncommon for medical bills to quickly spiral out of control after an accident. When that happens, it's important to understand your options and get the compensation you are due. One alternative is to pursue an injury-related settlement. The amount you can obtain in this way depends on many factors including your injuries and the other party's liability. Medical expenses Medical expenses are a significant aspect of many personal injury cases. They can range from hundreds of dollars to several thousand depending on the severity of the injuries and the extent to which continuing treatment is required. In the majority of cases, victims receive reimbursement for their current medical bills as and future costs for care. This includes doctor visits, medications, physical therapy as well as hospitalization, ambulance rides, and other expenses for medical care. However there are some things that accident victims should be aware of when filing claims for these expenses. First, the expenses have to be documented so that the settlement can be calculated. The next step is to provide the attorney representing the plaintiff with all your medical records and receipts. These documents will allow the attorney to see the amount you've spent and how much future treatments are likely. Your lawyer could seek a professional expert witness to provide testimony about your injuries. The witness may not have seen you however, but they will be able identify what treatment is necessary and how long it will take to recover. Once the claim has been settled, your medical expenses might be paid out of any settlement or verdict. In some instances, your health insurer may claim a lien against your settlement in order to recover amount it paid you on your behalf to cover your medical care. This is known as subrogation. The lien could reduce the amount you get from the defendant, which will include any other case expenses or attorney's fees , too. It is also important to remember that the insurance company of the defendant will challenge the worth of your medical expenses if they're found to be “unreasonably high.” This tactic is called the “nickel and diming” process. personal injury attorney massachusetts to avoid this is to be upfront about the damages you have suffered from the beginning of the case. The personal injury lawyer can work to ensure that you receive all the money you are entitled to in compensation. LOST Local Workers Losing your wages can be a terrible financial burden after a personal injury. It isn't easy to figure out ways to pay your bills when you are recovering from an injury sustained at workor in an auto accident. It's crucial to know how lost wages are calculated and proved in a personal injury claim. The most important thing is to prove that you were unable to work at your normal job, and the time you were away from work was directly tied to the accident. You can prove the loss of wages by obtaining evidence from your employer. Ask your employer for a written statement that lists your name, your position and pay rate as well as the number of days you worked each week prior to and following the accident. You should also provide pay stubs or other proof of earnings to substantiate your claim. A personal injury lawyer can help you gather the evidence you need to prove your lost wages. This can include your paystubs or tax returns, as well as other documents that prove the amount of money you could have earned during the period you were unable to work. There is also compensation for overtime, tips, or bonuses, in addition to the base lost wages. These can be calculated using the same formula that calculates base lost wages. However, you'll need to prove that you cannot use them due to injuries sustained in an accident. In the event of an injury, you might also have to prove that you lost earnings potential. This is the amount you would have earned if not injured and were able to work in your current job. Calculating lost earning capacity is more difficult than proving lost wage. It requires taking into account how long you're not able to work and the worth of your benefits. A consultation with a personal injury lawyer is a great idea before you settle your case. This will help you understand the amount you'll be compensated for future lost earnings. A experienced personal injury lawyer has the resources and experience necessary to ensure you receive the full compensation you deserve following a serious car accident. For a free consultation, contact us today to learn more about how we can assist with your personal injury case. Property damage You may be entitled for compensation for property damage if involved in an accident. This includes damages caused to your home, car as well as other items which were damaged during the accident. You are able to collect money from someone who caused damage to your property due to negligence or recklessness. A manufacturer of products could be sued if they sold you defective equipment that caused damage to your vehicle or home. A personal injury lawyer will work on your case to ensure you receive all the compensation you're entitled to. This includes compensation for medical expenses, lost wages, and other damages that you might have suffered due to the accident. You may be eligible to receive more or less dependent on the severity of your injuries and the circumstances that led to the incident. Your lawyer will evaluate the extent of your injuries and help you choose the amount you can collect. Although you might be attracted by the first offer offered by an insurance company but it is better to negotiate. A knowledgeable attorney can help you negotiate more efficiently and productively. Your economic and non-economic damages can be assessed by a personal injury lawyer. This is a more precise method of calculating your financial losses. The non-economic damages include pain and suffering emotional distress, pain and suffering, and other losses. After your attorney has calculated your damages, then you have to submit an insurance company. This is the amount your lawyer believes you owe in compensation for the harm you've suffered. The final step is to gather the evidence you require to back your claim. Photographs, witness statements, and any other evidence are all acceptable. Many people are shocked to learn that it could take months for a personal injury case before a judge to be resolved. In fact, half of our readers settled their cases within two months or one year, and 30 percent of them waited for more than a year before their claims could be settled. Pain and suffering Pain and suffering is a class of non-economic damages which can be granted in settlements for personal injuries. These damages include physical and emotional discomfort that are related to an injury. These damages are difficult to measure so it is essential to gather evidence that shows the severity of your injuries and the impact they have had on your life. Sometimes, these non-economic damages may be more severe than the financial compensation for medical bills or lost wages. For example, if you had a back injury that was serious and now have constant pain the quality of your life has drastically diminished. The severity of your losses is an important factor in determining the amount you will be awarded in settlement. Generally, the more severe and traumatizing your injuries were and the more you'll be entitled to in an injury settlement. Proving the severity of your injuries is difficult, but it can be done with the help of a skilled personal injury attorney. Medical documents, as well as statements from mental health and medical experts, can be important evidence. Testimony from family members and friends members also can give valuable insight into how your injuries have affected your life. They can provide evidence of the emotional and physical trauma you've suffered and also any changes in your personality or behavior. Two methods are utilized by insurance companies to determine a plaintiff's loss of pain and damages. The most common is the “multiplier” method which uses a multiplier between 1.5 and 5. To get a sense of how a multiplier could affect your case, let's take an example of a plaintiff who has an injury that requires extensive medical care and a year-long recovery process. She incurs $10,000 in medical expenses and is forced to forfeit five weeks of work, earning the rate of $1000 per week. This multiplier is likely to result in her obtaining $3.2 million. In addition to this amount, she would be eligible for pain and suffering/non-economic damages that equal $64,800 (180 days of suffering multiplied by $360 per day). A skilled personal injury lawyer who has dealt with insurance companies is the best way to prove your pain and suffering. They can gather evidence and present your case in front of jurors.